In today’s complex legal environment, you and your organization are exposed to many types of property and liability risks and potential losses. It is vital that your organization is protected against these risks, some examples of risks include:
Directors, Officers and Trustees
Church Activities on & off premises
Libel and Slander
Daycares, Preschools & Schools
Auto Liability & Property Damage
Hired & Non-Owned Auto Coverage
Educators Legal Liability
Replacement Cost Coverage
Blanket Building & Contents
Agreed Amount Coverage
Bell Towers, Steeples and Signs
Ministers Business Property
Electronic Data Processing Equipment
Sewer & Drain Backup
Stained Glass Windows & Pipe Organs
Solutions for your risk management needs
Spracklen Insurance provides extensive coverage for your ministry operations. The free Safechurch website includes access to safety checklists, procedures, and helpful risk management forms and downloadable policy samples for your ministry operations.
New SafeChurch materials provide risk management assessments and training modules that can help you shield your assets and slice your premiums. In order to register or view the SafeChurch website go to www.safechurch.com.
Kanakuk Child Protection Plan Partnership
Spracklen Insurance is a regional sponsor that underwrites the child protection plan seminars presented by the Director of Risk Management of Kanakuk Kamps, Mr. Rick Braschler. Spracklen Insurance offers sponsorships to its youth serving organization clients to attend the seminar at a discounted rate. During the full day seminar, attendees learn key abuser, victim and bystander statistics, faulty strategies, abuse case studies and the Six Grooming Stages. As well as, the Kanakuk Abuser Behavior Map, Child Protection Strategy including a full color workbook, policy manual, procedures, training forms and checklists both in hard copy and digital format. The attendees will be best prepared to protect the youth and children it serves against child predators. For more information see, www.kanakukchildprotection.org/training.
Cyber Liability Coverage
With a large majority of business being done utilizing the Internet, cyber crime is on the rise. Many organizations are unaware that standard insurance policies they have agreed to exclude cyber coverage. We pride ourselves in offering coverage that will provide safety and security in all areas of your organization. When developing a plan it is important to understand every aspect to find if there are any gaps in coverage. Spracklen Insurance excels in the following areas relating to cyber insurance.
Cyber Liability Coverage Options
Spracklen Insurance thrives to protect your cyber liability needs; therefore, we provide Cyber Liability Coverage using GuideOne policies. These policies include network security and privacy, electronic media, fund transfers, and privacy breaches. Explanations are given below:
Network Security and Privacy Liability
Network Security and Privacy Liability covers liability caused by third party viruses and includes liability for corruption caused by theft or loss of information.
Electronic Media Liability
Protects against infringement of copyrights, trademarks, slogans, plagiarism, defamation, or slander, as well as, an offense of a person’s right to privacy due to adding something to your website.
Funds Transfer Fraud Liability
Covers actual or alleged acts, errors, omissions, negligence or breaches of duty that result in
an outside individual accessing bank account information of others through the named insured’s computer system, and making fraudulent electronic funds transfers out of those accounts.
Privacy Breach Expenses
Covers costs you incur following a privacy breach. Covered expenses include computer forensic expenses, notification costs, credit monitoring services and other costs to comply with breach notification laws.